Ontario auto financing experts

Regardless of your credit history, using our experience and thought out process, we can not only approve but send out funds within the same day. Find a vehicle and we can transfer balance straight to the dealer.

Simple process to get your loan approved

With over a 90% approval rate, our 3 step process can get you approved as well as transfer your funds to finance a vehicle in the same day.

  • Bill of Sale

    A bill of sale is a document that transfers ownership of a car from the seller to the buyer and lending corporations.

  • Loan Disbursement

    Once approved, we are able to transfer your financed funds in the same day, getting you on the road faster.

  • Prepayment Terms

    We work with you to ensure you are able to pay off your loan quickly while reducing your financial burden.

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Bad credit? We find ways to approve most loans

Auto loans are difficult to obtain for Canadians with poor credit, no credit, or questionable credit histories. We work with clients to create acceptable options to get your loan application approved. Even if you believe your credit history may not lead to an approved loan, contact one of our professional financing experts today so you can see our process for yourself.

questionable credit illuystration

Highest loan approval rate in the Greater Toronto Area

  • 90%

    Approval Rate

  • 98.6%

    Closing Ratio

  • $55.5+

    Millions Loaned

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How to get car loan financing with bad credit

We explain all steps of our unique car financing process, regardless of your bad credit or no credit history. In order to assist you best, fill out our short online form application so that one of our financing experts can find available options to get your loan approved. We are happy to answer any questions you have, please contact us for additional help with your application

illusttration of finding ways to get bad credit auto loan applications approved

Apply for a car finance loan

Regardless of your credit history, we find ways to approve your loan and send funds within the same day.

Get Approved

Frequently Asked Questions

Credi Canada is committed to helping drivers, including those with questionable credit histories, reach their destinations.

Couldn't find what you were looking for? Contact us at info@credicanada.ca
  • 1. Can I make extra payments towards my loan?
  • 2. Can I pay out my loan before the end of the term?
  • 3. Can I postpone or delay an upcoming payment?
  • 4. Can I stop payments during my finance term?
  • truck automobile with a dollar in the trunk suggesting a financed vehicle with a loan provided by CrediCanada

    Get financed at the dealership

    Ask for CrediCanada financing when purchasing a vehicle.

  • general support for CrediCanada clients

    Got extra questions?

    Contact us by chat, email, or phone.

Using CrediCanada was the easiest and simplest way for my loan to get approved while also receiving the funds the same day. Would highly recommend!

Trisha G.

Short application process, get approved in minutes.