Why Credi Canada?
We are a direct subprime and non-prime Canadian lender that values service, dedication, and long-term relationships.
Every Deal is Unique
Using our unique approach to every auto finance application, we are the most flexible when it comes to getting your auto loan approved.
Speedy Responses
We are always quick and responsive to assist with any steps along the way, consistently present whenever you need help.
Communication is Key
Our team is always available to connect regarding auto finance loans, send us an email or reach us by phone.
Simple Approval Process
We have high closing ratios and our approvals are consistently high, finding options for clients in almost all situations.
Backed by Trust
We have the resources to lend for most car financing applications, often able to send funds in the same business day.
Proudly Canadian
Our roots are from the country we live in and love. Our affiliations are with bonded with Canadian trusted enterprises for complete trust.
Generous Dealer Reserves
We reward our dealer partners for their trust in us and always aim to build our ongoing business relationship.
Consistent High Ratios
Our track record shows that we have a consistently high closing ratio on accounts. It's in our best interest to have balances fully paid off.
Tailored approvals & industry-leading closing rates.
90%Approval
Rate
98.6%Closing
Ratio
20+ YRSLoan Underwriting Experience
Find out how we can assist your Dealership business
Credi Canada is committed to helping drivers, including those with questionable credit histories, reach their destinations.
1. What documents do you need to submit auto finance applications?
You can submit auto finance applications quickly and efficiently using the DealerTrack platform.
3. How quick do you make decision on auto loan requests?
As quickly as possible and in most cases we process loan requests in less than one hour during the same business day. After hour submission will be replied back the next business day.
5. What’s next after the customer has signed your paperwork?
Funding documents are available at DealerTrack portal. On certain deals we may require additional steps that are communicated in advance such as mandatory GPS installation, lien release if any and such.
7. Is there a limit to how much a customer can borrow for a car loan?
The amount a client can borrow for a car loan depends on their income, current credit score, and the value of the car they're interested in purchasing.
2. How do we submit an auto finance request for credit decision?
Simply fax us at 1-833-912-7334 or send an email request with the necessary information at dealers@credicanada.ca
4. How do you book deals?
Every deal is assessed on an individual basis. We work with you and your customers to ensure the smoothest and easiest approval that process that works best for all parties involved.
6. How quick and how do we get funded?
If paperwork is received before 5:00 PM, you will get funds transferred the same day via Electronic Funds Transfer (EFT). Otherwise, next business day, usually before noon (12:00 PM).
8. Does the customer need to have a credit history?
In some situations we can approve loans even if clients don't have a solid credit history. It is best to contact one of our finance professionals to receive a quick answer about a potential deal.